QUICKTELLER: YOUR BANK @ YOUR FINGER TIP

QUICKTELLER: YOUR BANK @ YOUR FINGER TIP

QuickTeller gives you convenient access to an array of services including recharge, bill payments, donations and state government payments. From DSTV bills, to HiTV bills, to PHCN bills, receive western union, send and receive via account and phone number and recharge that actually tops up your line. This is what QuickTeller brings to you. QuickTeller services are available not only here at www.quickteller.com, but also at bank ATMs, select merchant locations, and via your bank’s internet banking portals.

QuickTeller is designed by Interswitch to ease both online and mobile banking

To use QuickTeller is simple and easy. All you need do is register your details on QuickTeller. You would receive an activation code which you should use to activate your profile. From here you can start enjoying the QuickTeller services. Make a Payment Making a purchase or paying for a subscription is simple on QuickTeller. Select any payment item you want to pay for on QuickTeller, enter your details for the payment. A payment page would prompt you for your cards details and your secure PIN. When completed, your payment is securely carried out and you would be notified via email of your payment.

You need to know the following about QuickTeller

 Where can I access QuickTeller?

 www.quickteller.com, ATMs, Merchant locations and some banks’ internet banking portals. Basically, anywhere you see the QuickTeller logo.

How soon does my payment reflect to the organization?

Your payment is real time and the organization knows immediately. Which cards can I pay with? Any Interswitch powered debit card or cashcard. (Verve card, Verve Mastercard, Naira Mastercard) Must I register before I can make a payment?

If purchasing a recharge you are required to register.

Why should I register?

You can check records of your past payment.

How do I get help and even more information?

Please send an email to support@interswitchng.com or call our contact center on 01-9065000 and we would be glad to help.

What can QuickTeller do for me as a business?

With QuickTeller, you can also receive payments for you goods and services at www.quickteller.com, ATMs nationwide and merchant locations. Please send an email to support@interswitchng.com and we would guide you through the process.

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VARIOUS WAYS OF IDENTIFYING GENUINE NOKIA PHONES

VARIOUS WAYS OF IDENTIFYING GENUINE NOKIA PHONES

Genuine Nokia works with Nokia software such as the Nokia software updater, PC suite, Ovi Suite or the ovi store on the phone then it's genuine. Also when you connect it to a PC it gives web cam or com port as options then it is a fake.

Genuine Nokia phones have a tamper-proof label at the back and they also have tamper-proof warranty seal. Original Nokia phone have batteries with hologram showing Nokia “Connecting people” logo and “Original Enhancements” written on them. If you slant the hologram left, right, down, and up you will see 1,2,3 and 4 dots on each side So next time you buy a Nokia mobile, make sure you do all these tests. It does not matter if the retailer gets annoyed with your behavior. Never mind, because you are taking what you paid for.

Type *#06# in your phone, this will enable you to check the country where your phone was assembled by the checking the 7th and 8th digit of the number International Mobile Equipment Identity (IMEI) you get. if its 01 0r 10 it is assembled in Finland, other numbers will mean its assembled in somewhere else, for an example 02 means Germany I think. But the truth is no matter where the parts are assembled they are made all around the world. Presently, most stuff were made in china because of the cheap labour. Here are some numbers I found in the internet that tells the country they were assembled by the 7th and 8th digit. Though, I cannot give you guarantee on these numbers.

 30 or 03 = Korea

40 or 04 = China

50 or 05 = Brazil, USA, Finland

60 or 06 = Hong Kong, China, Mexico

70 or 07 = Finland

80 or 08 = Hungary

91 or 19 = Finland

So as much as is possible, buy your Nokia devices from a Nokia authorised source. Check Model Info and Date Format This method involves comparing the model information on the battery compartment of your Nokia phone with the information displayed when you make a software request like *#0000#. It also involves checking that the date format of the firmware conforms to Nokia's standard format.

To check the Nokia Model, first of all, remove the battery of your phone and write down the information of the phone written at the battery compartment. Put back the battery and switch on your phone then dial this code *#0000#, the Nokia phone displays some information about itself. Check to confirm the information display conform to the one written down. If you discover any differences it is probably fake. Check Date format of the firmware Nokia uses the European format (dd/ mm/yyyy or dd-mm-yyyy) for displaying the date format of its firmware. This means that if the date format is of any other format especially yyyy-mm-dd is probably fake.

Also dial *#06#, take note of the number, it should be the same as in the back inside of the phone and the Box that came with the Nokia phone.

You can also check the Service Warranty secret code for further protection, press *#92702689#

 However, that a Nokia phone passes this test does not make it original. It only means it could be an original Nokia, but it is not a guarantee.

Nokia E72 without WiFi

Be aware that not all China made E-72 do come with WiFi, Wide-band Coded-Division Multiple Access (WCDMA) is installed instead. A 3G technology that increases data transmission rates in GSM systems by using the CDMA air interface instead of TDMA. WCDMA is based on CDMA and is the technology used in UMTS.  It does not make it to be fake but it is the Chinese National Standard for Wireless LANS prefer Wlan Authentication and Privacy Infrastructure (WAPI).  There are criticisms for the use of WAPI. Learn more about WAPI

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LATEST MOBILE APPS FOR IPHONE, ANDROID, IPAD, IOS and BLACKBERRY PHONES

LATEST MOBILE APPS FOR IPHONE, ANDROID, IPAD, IOS and BLACKBERRY PHONES

 With a flood of new mobile apps seemingly hitting the market every day, it's sometimes hard to keep up with everything that's out there. For your consideration, here are the latest list of 20 new (or newly revamped) apps that have caught the eye in recent months. It's unlikely that anyone will want to rush to their phone or tablet and download all . But from productivity, to photography, to social discovery to news, I'm hoping you'll be intrigued by more than a few. Do you have thoughts on any of the apps listed here, or your own suggestions for great new apps that launched recently? Share in the comments.

Each of these apps has links, click on the apps name for DETAILS and to DOWNLOAD

NEATLY

Neatly bills itself as the smart Twitter client for the iPhone. It dramatically changes up the Twitter formula: Instead of displaying your timeline, tweets are grouped by interests. Device: iPhone,

Android (in beta),

BlackBerry

HAZE

Haze Put some color in your weather forecast with Haze. It's a fun weather app with fluid animations and an audiovisual interface that is both simple and addictive.

Device: iPhone

CAM ME

Ready to go hands free? With this camera app you never have to worry about fussing with the timer setting again. Just wave and smile boom, there it is. Device: iPhone

SWIFTKEY

Touchscreen typing takes some getting used to some screens faster than others. The newest
Swiftkey update provides more accurate corrections and better predictions than other keyboard apps. Device: Android

 WINSTON

If you prefer listening to reading, Winston may be the ideal news app for you. Users can have their Twitter and Facebook feeds, or areas of
the news that interest them, read aloud in a really fancy-pants voice. My favorite feature is that users can wirelessly connect to Apple TV via AirPlay to watch/listen on a bigger screen. Device: iOS

SWITCHCAM

The new web app automatically synchronizes footage of an event from multiple cameras and turns it into one tidy interactive video. It reminds me a bit of other collaborative video
apps but with an interesting twist viewers control the produced feeds. Price: Free Any camera. Just upload to the service.

KICKSTARTER

The crowdfunding platform for creative endeavors has been around for a few years.What is new is its sleek, simple iPhone app.Now users can search, pledge and track those
indie art projects while on the go. Device: iPhone, iPod Touch

FIND. EAT. DRINK.

 As someone always on the prowl for killer foodie mobile apps, F.E.D. has leaped to the top of my current rotation. Recommendations are curated by industry insiders; top-tier chefs, sommeliers, bartenders, baristas, butchers,pitmasters and food purveyors. I also love the printable PDF cheatsheets on the website. Device: iPhone, website

FLAYVR

 This app allows users to take back control of
their smartphone's camera roll. Flavyr instantly organizes photos by date and seamlessly patches video and photos into the same collection. Best of all, the app is intuitive and simple. Device: iPhone, Android.

EVERNOTE HELLO

 Evernote's latest update of their contact-management app offers two big enhancements; a business card scanner and the"Hello Connect," which allows two or more people in a room running the app to wirelesslysync up their contact info. It's info swapping made easier.

FLEKSY

This is the app I show to all of my touchscreen keyboard-hesitant friends nervous about giving up the physical keyboard. Originally developed for the visually impaired, the patented tech makes typing text on your touchscreen a brilliant experience. Device: iPhone

SUNRISE

Why go several places if you can achieve your goals with one. Sunrise, a new calendar app built by two ex-Foursquare designers, pulls together your appointments from Google Calendar,Facebook Events and Birthdays and weatheroutlooks. Device: iPhone

VINE

In the month since Twitter introduced Vine, a mobile service that lets users capture and share short looping videos, it's taken off about as well as the social networking giant could have hoped. Big brands, news outlets and creative Twitter users have flocked to it. The limitation for producing creative content in six seconds is both the beauty and challenge of Vine. Device: iPhone

PIXPLIT

A neat twist on the crowded photo-collage app space. Pixplit is a creative collaboration network where friends create social photos(called Splits) together in a single frame using their mobile phones. Post a photo, slice into a frame and wait for another user to fill out the picture, often from another part of the world. Device: iPhone

 ANY.DO Managing your procrastination is now a little easier. This popular reminder app was just updated to support a new feature called Any.Do Moment, a quick and fun overview of your day and the things you have on your list. What I love most about this app is users are greeted with a simple list broken into four sections. Device: iPhone and Android

SHOWSCOOP

If you attend a lot of concerts, you'll want to check out Showscoop. This app bills itself as "Yelp for concerts," giving users a chance to rate live music shows they see and share those ratings with others. Device: iPhone

HOTEL TONIGHT

The app makes it easy to search for and book hotels, and leverages hotels' desire to fill up their rooms to help you get huge discounts – as much as 70% off. The catch is you can't book until noon the day of. HT has been around for a few years, but they update the app all the time, often adding new cities. Device: iPhone and Android

CINEMAMA

 Interested in a digital keepsake of the baby bump? There's an app for that! Women can create a time-lapse video of their pregnancy, and get health tips along the way, through a
new iPhone app called CineMama available from the March of Dimes. Device: iPhone

 LLAMA

Do you sometimes forget to switch your ringer off once you hit the office or classroom? This nifty Google app automatically switches specific phone settings depending on where you are. It's pure brilliance via automated convenience. Device : Android

EVENTSTER

Eventster bills itself as Pandora for your events. This mobile app helps you discover nightlife, concerts, festivals, sports, theater and more around you. See what's trending around you, search based on your tastes or find out what your friends are up to.  Device:  iPhone

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MOBILE BANK APPLICATION FOR NIGERIAN BANKS

MOBILE BANK APPLICATION FOR NIGERIAN BANKS

The Central Bank of Nigeria (CBN) has introduced a new policy on cash-based transactions which stipulates a ‘cash handling charge’ on daily cash withdrawals or cash deposits that exceed N500,000 for Individuals and N3,000,000 for Corporate bodies. The new policy on cash-based transactions (withdrawals & deposits) in banks, aims at reducing (NOT ELIMINATING) the amount of physical cash (coins and notes) circulating in the economy, and encouraging more electronic- based transactions (payments for goods, services, transfers, etc.) Why The Cash Policy? The new cash policy was introduced for a number of key reasons, including:
1. To drive development and modernization of our payment system in line with Nigeria’s vision 2020 goal of being amongst the top 20 economies by the year 2020. An efficient and modern payment system is positively correlated with economic development, and is a key enabler for economic growth.
2. To reduce the cost of banking services (including cost of credit) and drive financial inclusion by providing more efficient transaction options and greater reach.
3. To improve the effectiveness of monetary policy in managing inflation and driving economic growth. In addition, the cash policy aims to curb some of the negative consequences associated with the high usage of physical cash in the economy, including: High cost of cash: There is a high cost of cash along the value chain - from the CBN & the banks, to corporations and traders; everyone bears the high costs associated with volume cash handling. High risk of using cash: Cash encourages robberies and other cash-related crimes. It also can lead to financial loss in the case of fire and flooding incidents. High subsidy: CBN analysis showed that only 10percent of daily banking transactions are above 150k, but the 10percent account for majority of the high value transactions. This suggests that the entire banking population subsidizes the costs that the tiny minority 10 percent incur in terms of high cash usage.

Below are Mobile Bank application for Nigerian Banks:
1. Access Bank click this link ACCESS Bank Mobile App (Symbian, Java and other Phones)
2. First Bank click this link FIRST BANK Mobile App(Symbian, Java and other Phones)
3. Fidelity Bank click this link Fidelity Mobile Bank App (Symbian, Java and other Phones)
4. FCMB click this link FCMB Mobile Bank App (Symbian, Java and other Phones)
5. Diamond Bank (Android) click this link Diamond Bank Mobile App (Android)
6. Diamond Bank click this link Diamond Bank Mobile App (Blackberry Phones)
7. Diamond Bank click this link Diamond Bank Mobile App (Apple Phones)
8. GTBank (Android) click this link GTBank Mobile Money App (Android)
9. GTBank click this link GTBank Mobile Money App (Blackberry Phones)
10. GTBank click this link GTBank Mobile Money App (Nokia Phones)
11. GTBank click this link GTBank Mobile Money App (Apple Phones)
12. Unity Bank click this link Unity Mobile Bank App(Symbian, Java and other Phones)
13. Union Bank click this link Union Bank (Symbian, Java and other Phones)
14. Union Bank (Android) click this link Union Bank Mobile (Android) 
15. Wema Bank click this link Wema Bank Mobile App (Symbian and Java and other Phones)
16. Wema Bank click this link Wema Bank Mobile App (Android)
17. Skye Bank click this link Skye Bank Mobile App (Android)
18. Skye Bank click this link Skye Bank Mobile App (Symbian, Java and other Phones)
19. Sterling Bank click this link Sterling Bank Mobile App. 
20. Stanbic IBTC Bank click this link Stanbic IBTC Mobile App


Other Nigerian banks not  listed will be added soon.

If you are having problems in downloading any of the applications, send your comments or emails, we 'll reply soonest.
Download and install mobile bank application on your mobile phones. They are simple and easy to operate. However, if there is any problem when installing or using the application, visit the nearest branch of your bank and seek help from the customer care.

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